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3157 N Canal Drive, Palm Harbor, FL 34684

$1,695,000
  • 3157 N Canal Drive, Palm Harbor, FL 34684 Main Photo

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Active Price Reduced by $55,000 on November 8th, 2026
BEDS5 BATHS3 full 1 partial SQUARE FEET4,496 MLS#TB8553882
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONLAKE TARPON ESTATES

Property Description

LAKE TARPON LUXURY WATERFRONT LIVINGWake up steps from your private dock, launch your boat from your backyard, and spend the day exploring one of Tampa Bay's most sought-after freshwater lakes. Positioned along a protected canal with direct access to Lake Tarpon, this exceptional waterfront residence delivers the lifestyle buyers seek: boating, entertaining, multigenerational living, and year-round outdoor enjoyment.Designed for both everyday living and memorable gatherings, the home offers nearly 4,500 square feet of thoughtfully updated space, featuring 5 bedrooms, 3.5 baths, soaring ceilings, a dramatic three-story foyer, expansive living areas, two full kitchens, two laundry rooms, and a private first-floor guest or in-law suite with close-off pocket door access. The oversized 3-car garage includes a dedicated 10' x 10' storage room and extensive built-in shelving.Outdoor living is at the heart of this property. Enjoy the screened pool enclosure, waterfront entertaining areas, and a fully refurbished private dock with covered lifts and direct boating access to Lake Tarpon. Whether you're hosting family and friends, fishing at sunrise, or taking an evening cruise, the waterfront lifestyle begins the moment you step outside.Beyond its lifestyle appeal, this home benefits from significant capital investments that dramatically reduce future ownership costs and contribute to exceptional long-term value: New Roof (2021) Three New HVAC Systems (2023) Complete Hardie Board ColorPlus Exterior Upgrade Over Full House Wrap (2019) Windows and Pool-Deck Sliding Doors Replaced (2019) Refurbished Private Dock with Davits and Covered Lifts (2023)These major improvements enhance durability, energy efficiency, insurance appeal, storm resilience, and overall peace of mind, creating true turn-key ownership.Additional advantages include NO HOA FEES, NO DEED RESTRICTIONS, and NO FLOOD INSURANCE REQUIREMENT (per LOMA documentation). The home may also be purchased fully furnished, offering a seamless transition into one of Palm Harbor's most desirable waterfront communities.360° Virtual Tour, Interactive Floor Plan, and Video Walkthrough Available.

3157 N Canal Drive | MLS# TB8553882

This single family home located at 3157 N Canal Drive, Palm Harbor, FL 34684 is currently listed for sale with an asking price of $1,695,000. This property was built in 1988 and has 5 bedrooms and 3 full and 1 partial baths with 4496 sq. ft. N Canal Drive is located in the LAKE TARPON ESTATES subdivision. Search LAKE TARPON ESTATES real estate on lesthackston.adamscameron.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Garage: 3 car attached
Heating: Central, Heat Pump
Lot Size: 0.15 Acres
Roof Type: Shingle
Stories: 3.0
Taxes: $7,913
Year Built: 1988

Amenities

Cathedral Ceiling(s)
Ceiling Fans(s)
Chair Rail
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
L Dining
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-In Closet(s)
Wet Bar
Window Treatments
Balcony
Private Entrance
Private Mailbox
Private Yard
Rain Gutters
Shade Shutter(s)
Storage

Feature Descriptions

Appliances: Bar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range Hood, Refrigerator, Water Softener, Wine Refrigerator
Community Features: Street Lights
Days on Site: 38
Directions: US19 N 1/4 MILE NORTH OF ALDERMAN ROAD LEFT ON LAKE TARPON DRIVE TO NORTH CANAL DRIVE LEFT TURN.
Exterior: HardiPlank Type
Fireplace: Family Room, Free Standing, Masonry, Wood Burning
Fireplace Y/N: Yes
Flood Zone Code: X*
Flooring: Carpet, Luxury Vinyl, Marble
Foundation: Slab, Stem Wall
Frontage Canal Brackish: 80
Home Warranty Y/N: No
Listing Terms: Cash, Conventional, Owner Financing
Lot Dimensions: 0.15
Other Equipment: Irrigation Equipment, Private Entrance, Private Yard
Ownership: Fee Simple
Pool: Gunite, Heated, In Ground, Lighting, Pool Alarm, Salt Water, Screen Enclosure
Property Attached Y/N: No
Property Sub-Type: Single Family Residence
Sewer: Public Sewer
Showing Instructions: Appointment Only, Call Listing Agent
Special Sale Provisions: None
Special View Info: Water
Swimming Pool: Yes
Utilities: Cable Available, Cable Connected, Electricity Available, Electricity Connected, Phone Available, Public
Water: Canal/Lake For Irrigation
Water Access: Canal - Brackish, Lake
Water Access Y/N: Yes
Waterfront Features: Canal - Brackish, Assigned Boat Slip, Davits, Fishing Pier, Lift - Covered, Seawall - Other, Skiing Allowed
Water View: Lake
Zoning: R-3

Listed By / Shown By

Listed By

Agency Name: PREMIER COMMUNITY REALTY INC
Agency Contact: 727-808-1288

Shown By

Agent Name: Les Thackston
Agent Phone: (386) 871-7852
Agency Title: Adams Cameron & Co. REALTORS

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Estimated Payment

$ 10,175.29 per month $9,021.50 Principal & Interest $659.42 Property Tax $494.38 Homeowner's Insurance

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